Privacy Policy

Effective Date: May 5, 2026 · Last Updated: May 5, 2026

RateKillers ("we," "us," or "our") operates the website www.ratekillers.com (the "Site"). This Privacy Policy describes how we collect, use, and disclose your information when you use our Site and our rate analysis and merchant onboarding services (the "Services").

By using our Services, you agree to the collection and use of information in accordance with this policy.

1. Information We Collect

We collect information you provide directly to us, including:

• Contact Information: Name, email address, and phone number.
• Business Information: Business name, industry type, and monthly processing volume.
• Financial Documents: Merchant processing statements that you upload for analysis.

2. How We Use Your Information

We use your data to:

• Provide your free true effective rate analysis.
• Compare your current rates with our interchange-plus pricing.
• Contact you regarding your results and potential onboarding.
• Improve our website and services.

3. Data Sharing and Disclosure

We do not sell your personal information. We only share your data with:

• Service Providers: Partners who assist in our business operations (e.g., email services, secure document storage).
• Processing Partners: If you choose to switch processors, we share necessary details to facilitate your application and underwriting.

4. Data Security

The security of your data is important to us. We implement industry-standard administrative, technical, and physical security measures to protect your personal and financial information. However, no method of transmission over the Internet or electronic storage is 100% secure, and we cannot guarantee absolute security.

5. Your Rights

Depending on your location, you may have the right to access, correct, or delete your personal data. Contact us at joe@ratekillers.com for any requests.

6. Changes to This Policy

We may update this policy from time to time. Any changes will be posted on this page with an updated date.